Circumstances
Emily acted for a client who was injured in a road traffic accident. At first, the injuries appeared relatively minor. Liability for the accident was admitted by the third party insurers.
Shortly after the accident, the insurer made a pre-medical offer of £1,600 in an attempt to settle the claim before any detailed medical investigations had been carried out. It is important to be aware that although a quick offer can seem attractive to seek a resolution, they are often made before the full extent of an injury is understood.
Fortunately, our client sought independent legal advice before accepting the offer.
How we helped our client
After being instructed, Emily carefully reviewed the circumstances of the accident and arranged for comprehensive medical investigations.
What initially appeared to be a straightforward injury was ultimately revealed to be far more serious. Expert medical evidence confirmed that the client had suffered a tear to a tendon in her hip, an injury that caused ongoing pain, restricted mobility and significant disruption to her daily life.
As further investigations progressed, it became clear that surgery would be required to treat the injury and aid her recovery.
The medical evidence demonstrated that the insurer’s early valuation of the claim fell dramatically short of reflecting the true impact of the accident.
Emily worked closely with medical experts to fully understand the extent of the client’s injuries, treatment requirements and prognosis.
Detailed evidence was obtained regarding the pain and suffering experienced by the client, the impact the injury had on her quality of life and the consequences of undergoing surgery.
Settlement
Following detailed investigations and extensive negotiations, Emily successfully secured £75,000 in compensation for the client.
The settlement represented a significant improvement on the insurer’s initial offer of £1,600 and ensured that the client’s injuries were properly recognised.
While the recovery process was challenging, the compensation provided important financial support and acknowledged the considerable impact the injury had on her life.
